Finlai

Tax and bookkeeping for the self-employed in Spain

Your accountant
in your pocket.

Snap a photo of the receipt. Finlai reads it, checks it with your advisor and tells you how much you save. Your taxes stay up to date without you doing anything else.

Free autónomo registration. Verifactu-ready invoices. A tax advisor who knows you.

9:41
Hi, Marta
3T 2026
Ferretería Ortiz
C/ Mayor 12, Sevilla
14/07/2026 10:42
Rodillo antigoteo 23 cm18,90
Pintura plástica 15 l146,00
Cinta de carrocero x631,10
Masilla reparadora54,00
Base imponible250,00
IVA 21 %52,50
TOTAL302,50
Frame the receipt
Ferretería Ortiz
C/ Mayor 12, Sevilla
14/07/2026 10:42
Rodillo antigoteo 23 cm18,90
Pintura plástica 15 l146,00
Cinta de carrocero x631,10
Masilla reparadora54,00
Base imponible250,00
IVA 21 %52,50
TOTAL302,50
How Finlai works, step by step

Everything one photo sets in motion

A 302.50 € receipt from the hardware store is not just another piece of paper. Properly recorded, it moves five things at once, and you do none of them.

  1. Expense classified
    Materials for your business, with category and VAT.
  2. VAT recovered
    The 52.50 € of VAT come off your form 303.
  3. Matched with your bank
    Paired with the payment on your account, nothing to search for.
  4. Income tax deduction
    The base lowers your quarterly income tax payment on form 130.
  5. Receipt kept safe
    Stored and readable if the tax office asks, for 4 years.

Freelancers who already handed over their taxes

4.9 on Google · 29 reviewsRead the reviews on Google
Google review
“Llevo casi dos meses y es la mejor asesoría que he encontrado, después de una chapuza que me hizo la anterior. Me corrigieron los trimestrales a mi epígrafe, con una devolución de Hacienda, y cualquier duda te la resuelven enseguida. La recomiendo 100%.”
MCMiguel Campos MarreroCliente de Finlai
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“Me salvaron los trimestrales: los tenía atascados y con el plazo casi encima, y me los resolvieron en nada y sin agobios.”
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Google review
“Excelente atención y muy profesionales. Me gestionaron todo el alta como autónomo de forma rápida, clara y sin complicaciones, y siempre están disponibles para resolver cualquier duda. Muy recomendable.”
ALAlex LahozCliente de Finlai
“Soy de mirar cada número y con Finlai lo tengo fácil: veo la previsión de IRPF en tiempo real y llego a los trimestrales sin sorpresas.”
Álvaro Martínez Gil@finanzasespanol+65K followers
Google review
“Mi asesor Alexandro es muy atento y correcto, responde rápido y hace muy bien su trabajo. Si tiene tiempo, resuelve los problemas al momento. Muy eficaz y recomendable.”
JGJacqueline GonzálezCliente de Finlai
“Lo mejor es que son fiables y se encargan de todo. Me avisan cuando toca cada cosa y hasta se preocuparon al ver que facturaba pero no estaba cobrando. La plataforma es facilísima, y la cercanía increíble: me contestaron un jueves a las 12 de la noche.”
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Google review
“Grandes profesionales. Llevo poco con ellos, pero están para todo lo que necesite en cualquier momento y me ayudan con dudas de todo tipo. Muy contento.”
FVFran VRCliente de Finlai

What Finlai does for you

What a freelancer needs to stay calm, in one place and with someone behind it.

Verifactu-ready invoices

You create the invoice; it is recorded with a hash and a QR verifiable at the tax office. Nothing to configure.

Factura 2026-041
1.210,00 €
Verifactu record

Expenses that deduct

Snap a photo or forward the email. Finlai classifies the expense and flags what is deductible for your advisor to approve.

Ferretería Ortiz
Total302,50
DeductibleVAT 21%Materials

Taxes forecast, not guessed

You see the quarter’s VAT and income tax move with every receipt that comes in. The 20th surprises nobody.

Estimate your contributions and income tax
Quarterly VAT
1.270 €
Due 20 October

The tax forms we file for you

  • 303
  • 130
  • 111
  • 115
  • 349
  • 390
  • 100

Your bank, connected

Every movement is paired with its invoice or receipt. Whatever does not match, we ask you.

BBVAFerretería Ortiz−302,50 €
TKTFerretería OrtizMatched

A person, not a chatbot

A tax advisor who knows your business reviews every form and explains it before filing.

L

I have reviewed the Q3 form 303: 1,270 €. Shall we file it on the 15th?

Yes, go ahead.

Form 303 filed

Free autónomo registration

We file form 036 with the tax office and your RETA registration with the flat rate applied, in under 2 hours from receiving your documents.

Registration guide: steps, flat rate and 2026 contribution
  1. Documents
  2. Form 036
  3. RETA registration

Pricing

Simple plans,
transparent

No surprises. No commitments. Cancel whenever you want.

Gold

Popular

The complete plan for your day-to-day as a freelancer.

49,90€/month + VAT

  • Accounting, tax forms and income tax return included
  • Live tax forecast
  • Dedicated personal advisor and phone support
  • Quarterly and annual VAT handled
Try Gold

No credit card required

Premium

Freelancers with employees and the corresponding labor obligations.

79,90€/month + VAT

+€15/month per additional employee

  • Everything in Gold
  • Your first employee included
  • Labor management: payroll and Social Security
  • Employee starts and exits without per-process fees
Start free

No credit card required

Company

Freelancers with a small limited company: owner management, employees, and company commercial accounting.

149,90€/month + VAT

  • Everything in Premium
  • Your freelancer tax forms and your company tax forms
  • Annual accounts and ledgers at the Mercantile Registry
  • Commercial accounting: up to 100 invoices/month
  • Owner annual income tax return
  • Advisor switch management
Talk to sales

No credit card required

Common questions
from freelancers

Clear answers about advisory, taxes and real-time control.

Contact support

E2E encryptionGDPRVerifactuData in the EU

Everything starts when everything is
in order.

Delegate the paperwork without losing control: you always know what has been reviewed, what is missing and what you will pay.

Get started with Finlai
  • No card needed to start
  • Free autónomo registration included